Personal Loan
|
Particulars |
Salaried |
Self-Employed |
|
Age |
20 – 60 years |
21 – 68 years |
|
Minimum Income |
Net take home salary 15,000 per month |
Rs. 4 lakh per year |
|
Employment stability |
Total experience- Minimum 1 years |
Minimum 2 years in current business |
Most banks and NBFCs are taking similar documents, which are provided below.
Common document for all customer
1.KYC
Identity Proof: PAN Card/ Voter’s ID/ Aadhaar Card/ Passport/ Driving License
Address Proof: Bank Account Statement/ Aadhaar Card/ Lease or rent agreement/ Property purchase Agreement/ Utility Bill (mobile bill / gas bill / electric bill)/ Passport/ Driving License/
2.Income Proof:
For Salaried:
3months Salary Slip
3months Bank Account Statement
Self Employed:
Previous Year ITR/ P&L Statement and Balance Sheet
6months Bank Account Statement
3.Business Proof for self-employed: Partnership Deed/ GST Registration/ MOA & AOA/ Trade license.
