Car Loan
|
Particulars |
Salaried |
Self-Employed |
|
Age |
18 – 60 years |
21 – 65 years |
|
Minimum Income |
Net take home salary 20,000 per month |
Rs. 3 lakh per year |
|
Employment stability |
Total experience- Minimum 2 years |
Minimum 2 years in current business |
Common document for all customer
1.KYC
Identity Proof: PAN Card/ Voter’s ID/ Aadhaar Card/ Passport/ Driving License
Address Proof: Bank Account Statement/ Aadhaar Card/ Lease or rent agreement/ Property purchase Agreement/ Utility Bill (mobile bill / gas bill / electric bill)/ Passport/ Driving License/
2.Income Proof:
For Salaried:
From16/ITR for latest 2years.
1years Bank Account Statement
Self Employed:
2 years ITR/ P&L Statement and Balance Sheet
1 years Bank Account Statement
3.Business Proof for self-employed: Partnership Deed/ GST Registration/ MOA & AOA/ Trade license.